Split bills with friends and settle up with UPI
Kwitsy keeps track of what your flat, trip or friend group spends in rupees, shows exactly who owes whom, and turns each payment into a UPI link with the amount already filled in. It's free, has no ads and no limit on how many expenses you add.
Pay back in one tap
Everyone adds their UPI ID once, in their account. When it's time to settle, Kwitsy combines what everyone owes into fewer payments and gives each one a UPI link. On a phone it opens your UPI app (Google Pay, PhonePe, Paytm or your bank's app) with the amount and a note ready, so nobody types numbers by hand. After paying, you mark it as paid in Kwitsy. Kwitsy never touches the money.
Made for flats, hostels and trips
- Rent split by room, with repeating monthly bills for rent, electricity, Wi‑Fi and the maid or cook.
- Trips to Goa, Manali or abroad: add costs in 57 currencies; the day's rate is filled in where available, or type your own.
- Split a restaurant bill item by item, or scan the bill and let everyone pick what they had.
- Friends join from a WhatsApp link, even without making an account.
In Hindi, if you like
Kwitsy works in Hindi as well as English, Spanish, Portuguese, French and German. Everyone in a group can pick their own language. See the Hindi home page.
Questions
Does Kwitsy send the money?
No. Kwitsy only keeps the tab and creates the UPI link; you pay in your own UPI app, then mark the payment as done in Kwitsy.
Which UPI apps work?
Any app that opens UPI payment links on your phone, such as Google Pay, PhonePe, Paytm or your bank's app. The link only appears for groups in rupees (INR).
Is it free?
Yes. No ads, no daily limit on expenses, and your data is never sold.
Do my friends need the app?
No. Share the group's link on WhatsApp; they can join as guests in the browser, and create an account later if they want.
Start in a minute
Sign in with an email link, create a group in rupees and add your UPI ID. Create your group.
Kwitsy works in any browser, or get the Android app on Google Play. On iPhone, add it to your home screen from Safari (Share → “Add to Home Screen”).